U.S. Check Optimization
Incorrect account number structures are a major contributor to administrative payment processing returns. Without proper account information, payment transactions can be delayed or subject to large processing fees. Accuity’s U.S. Check Optimization solutions deliver the most up-to-date, comprehensive payment data available to maximize your check processing operations.
Accuity’s U.S. Check Optimization solutions can easily be integrated into any payment processing application and provide:
- The most accurate data to help you complete all of your transactions
- Indispensable data files to facilitate check adjustments, repairs and fraud investigations
- Essential routing information that smoothes processing for any transaction volume
Accuity’s U.S. Check Optimization solutions deliver the most comprehensive coverage on thousands of U.S. financial institutions to help find, fix and verify the correct transaction information needed for payment processing.
- EPICWareTM—Developed in conjunction with NACHA—The Electronic Payments Association, EPICWare is used to facilitate Check-to-ACH Conversion and combines active U.S. routing and transit numbers with collected institution demand deposit account number information to reduce ACH transaction failures, notification of changes, administrative returns and more.
- The Routing and Transit Number File (RTN) by Accuity—This comprehensive data file verifies payment transaction instructions, expedites automatic payments and simplifies the handling of repairs, returns and exception items.
- The Regulation CC Directory—The Regulation CC Directory, a key reference guide for expediting the check clearing process, was developed to help financial institutions better manage the costs associated with meeting the provisions of the government regulation for which it is named.
- ABA Key to Routing Numbers—The ABA Key to Routing Numbers lists accurate and timely details for current routing numbers to help save you money by facilitating more efficient check processing, wire transfers and drafts.
